August

20

Advantage Of The Halifax Equity Release Scheme?

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Submitted by: Mable William

The Halifax equity release scheme or as it is officially called by the Halifax, Retirement Home Plan is an interest only mortgage that is available to retirement people. With an interest only mortgage the outstanding balance always remains the same throughout and you make monthly payments of interest to the lender.

With traditional roll-up equity release you do not make any repayments of interest but the interest is being rolled up, meaning the outstanding loan is growing all the time. Typically, with current interest rates the loan will double every 12 years or so, this means that if you borrowed ?10,000 in 12 year’s time you would owe ?20,000.

For those retirees that can afford the monthly repayments from their pensions or state benefits then the Halifax equity release plan makes perfect sense. Oddly, the plan is not available from the Halifax themselves; you have to seek advice from a specialist equity release broker. Getting advice is vital for this type of plan as the consequences of getting it wrong can be very costly and maybe cannot be put right during your lifetime.

Does Halifax equity release plan require a repayment vehicle?

The simple answer to this is NO it does not. As the Halifax equity release plan is an interest only mortgage for pensioners, no form of repayment is required. This is one of the unique features of the plan.

[youtube]http://www.youtube.com/watch?v=OLp_voCPRo4[/youtube]

Your individual mortgage with the Halifax equity release scheme is allocated a term of 40 years, this should be ample to run for the rest of your life. In contrast to traditional interest only mortgages where the term allocated is generally a maximum of 25 years, the 40 years allocated should mean you will die prior to the term ending.

Can I pay off the Halifax equity release mortgage early?

Yes you can. You will, however, need to check that you do not have any early exit charges on the rate that you chose.

The Halifax equity release scheme or as it is officially called by the Halifax, Retirement Home Plan is an interest only mortgage that is available to retirement people. With an interest only mortgage the outstanding balance always remains the same throughout and you make monthly payments of interest to the lender.

With traditional roll-up equity release you do not make any repayments of interest but the interest is being rolled up, meaning the outstanding loan is growing all the time. Typically, with current interest rates the loan will double every 12 years or so, this means that if you borrowed ?10,000 in 12 year’s time you would owe ?20,000.

For those retirees that can afford the monthly repayments from their pensions or state benefits then the Halifax equity release plan makes perfect sense. Oddly, the plan is not available from the Halifax themselves; you have to seek advice from a specialist equity release broker. Getting advice is vital for this type of plan as the consequences of getting it wrong can be very costly and maybe cannot be put right during your lifetime.

Does Halifax equity release plan require a repayment vehicle?

The simple answer to this is NO it does not. As the Halifax equity release plan is an interest only mortgage for pensioners, no form of repayment is required. This is one of the unique features of the plan.

Your individual mortgage with the Halifax equity release scheme is allocated a term of 40 years, this should be ample to run for the rest of your life. In contrast to traditional interest only mortgages where the term allocated is generally a maximum of 25 years, the 40 years allocated should mean you will die prior to the term ending.

Can I pay off the Halifax equity release mortgage early?

Yes you can. You will, however, need to check that you do not have any early exit charges on the rate that you chose.

About the Author: Retirement Solutions is an indpendent financial adviser and specialist in equity release. We can also advise you on the Halifax equity release plan. Visit

retirementsolutions.co.uk/halifax-retirement-home-plan-mortgage

.

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August

20

ANZACs remembered ninety years after assault on Gallipoli

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ANZACs remembered ninety years after assault on Gallipoli
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Monday, April 25, 2005

Australians and New Zealanders throughout the world stood still for their national war memorial days in remembrance of the failed Australian and New Zealand Army Corps — ANZAC — attack on Gallipoli, Turkey that began on 25 April 1915. The fateful attack was designed to end the First World War more quickly by creating a supply line to Russia. A hundred-thousand died in the battle, remembered every year as ANZAC Day by both nations.

The British-directed battle of Gallipoli is often seen as the defining moment in the ‘birth’ of Australia and New Zealand. With New Zealand Prime Minister Helen Clark saying “For New Zealand as for Australia it was at Gallipoli that our young nations came of age.” [1]. This being the 90th anniversary of the attack, Clark, Australian Prime Minister John Howard and Britain’s Prince Charles are all at Gallipoli to remember that fateful campaign.

Some controversy has been created about Australian Prime Minister John Howard not attending the New Zealand ceremony at Chunuk Bair on the Gallipoli Peninsula. This has upset many people as it is a break in a tradition that the Prime Ministers attend the ceremonies of both countries.

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August

20

Triple limb-reattachment fails – boy loses foot

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Triple limb-reattachment fails – boy loses foot
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Tuesday, April 5, 2005Terry Vo, the 10-year old Australian boy who had two hands and a foot reattached by surgeons after losing them in an accident, has had to have the foot re-amputated. He will be given a prosthetic foot in its place.

The operation to re-attach three limbs was thought to have been a first – but was ultimately unsuccessful, with the foot having died inside, and receiving insufficient blood supply following the surgery to reattach it.

“That would lead to the small muscles in the foot actually constricting, the toes bending over and a deformed …. foot that is sort of clawed over and doesn’t have good sensation,” said plastic surgeon, Mr Robert Love today, on Australia’s ABC Radio.

“Even if you can get all of that to survive, he [would be] worse off than having had an amputation.”

“What is very disappointing is that for the first two days after [the operation] the foot looked absolutely magnificent,” he said.

Terry’s hands were healing well, said the surgeon. The prosthetic foot would allow him to walk normally, since his knee was intact.

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August

18

Illinois man charged in Facebook harassment case

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Illinois man charged in Facebook harassment case
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Monday, February 8, 2010

A man from the Naperville, Illinois, United States area has been accused of allegedly threatening to kill his ex-girlfriend and her current boyfriend via messages posted on her Facebook account. 

Nineteen-year-old Christopher J. Bensfield was arrested Jan. 28 at his home in unincorporated DuPage County near the far west-central part of Naperville. He is being held on a $12,500 bond at the DuPage County Jail in Wheaton. He is scheduled to appear at the DuPage County Circuit Court on a felony charge of harassment via electronic communication. Police Sergeant Gregg Bell said the ex-girlfriend, a Naperville-resident, asked Bensfield to stop sending the messages many times before she submitted printed copies of the threatening messages to Naperville police.

Court records indicate Bensfield is already on probation after pleading guilty last September to possession of a controlled substance. He was arrested in August 2008 after disobeying a stop sign in Naperville. Police searched his car and found marijuana and drug paraphernalia. This was the third time Benfield had been arrested for having marijuana since April 2007, when drugs were found in his possession at Naperville Central High School. Last October, a judge issued a fine and required him to join the DuPage County Sheriff’s Work Alternative Program. He has also received five tickets within three months in 2008 for driving violations, including speeding, driving without insurance, transportation of an open alcohol container, and driving too fast for conditions.

Bensfield’s mother also has an order of protection against him. Ms. Bensfield stated that he asked her for money in late December; he then broke into her home in Naperville’s far southeast-side, punching holes in the walls and breaking various items before leaving. Christopher was arrested Dec. 29 and faced a misdemeanor charge of criminal damage to property. He “suffers from bipolar disorder and has not been taking his medication,” according to information the Naperville Daily Herald has received from Ms. Bensfield.

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August

17

A Review Of Origen Cigars By J Fuego

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By Eliz Guide

The first thought that most people have when they first see a J Fuego Origen cigar is that it is really a rather unattractive stick. The explanation for its appearance dates back to the old methods of testing tobacco leafs. This was something that was rather old school but effective nonetheless.

It involved using a raw leaf to hold the tobacco, and it was placed in the middle of the leaf as this was the only part of it that would hold. This left a stick that was rather on the plump side in the middle and skinnier on both ends.

The smoke was then actually lit and smoked to see if it was fit to send on to the rollers to be produced. This was a testing method from generations ago, and that is how this smoke came to be.

The J Fuego Origen cigar is a more natural type of smoke that is presented in its purest form. The founder had allowed a friend to try one, and it was suggested that he offer them as part of his line and so it came to pass. So when you first see it, you will describe it as being extremely rough and rustic with lots of veins.

[youtube]http://www.youtube.com/watch?v=ViTvNoqyrcs[/youtube]

J Fuego Origen cigars come with a precut end. There is little distinction between the head and the foot. However, once you light it, you will discover an ample amount of smoke regardless of what it looks like.

The ash that these cigars produce is an extremely thick ash that is sort of salt and pepper colored, and it holds very well.

There really is no need to break a J Fuego Origen cigar down by thirds as the taste is consistent from start to finish and reminiscent of others in the Origen line of other sizes.

All reviewers comment that the look of the stick shouldn’t fool you for a second. If you try to judge it by its appearance, then once you light it you will find that you were completely mistaken.

This one, as with all other offerings by the founder, offers up everything that you could ever want in a smoke and so much more. The flavor is described as being full of a toasty flavoring as well as lots of earthiness. This is definitely a medium bodied to full bodied stick that offers up everything you would expect from a premium cigar.

So when you look at the ugly, dark and oddly shaped smoke that is before you, remember that you cannot judge a book by its cover or a smoke by its exterior. This one packs a lot of flavor into what was once just another way to test tobaccos before proceeding with production.

Amazingly, he was able to use this old world technique to produce something that leaves you completely stunned, satisfied, and coming back for more. They are hard to find, so make sure you make the effort to find them today.

About the Author:

Buy Cigars

online at our virtual cigar lounge. We carry

J Fuego Origen Cigar & Cigars

as well as

cigar accessories

.

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August

16

Ontario Votes 2007: Interview with Green candidate Marion Schaffer, Oakville

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Ontario Votes 2007: Interview with Green candidate Marion Schaffer, Oakville
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Monday, September 24, 2007

Marion Schaffer is running for the Green Party of Ontario in the Ontario provincial election, in the Oakville riding. Wikinews’ Nick Moreau interviewed her regarding her values, her experience, and her campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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August

16

BHP halts operations after mine death in Western Australia

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BHP halts operations after mine death in Western Australia
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Sunday, February 5, 2006

A BHP Billiton nickel mine at Leinster, 645Km northeast of Perth, Western Australia has halted operations after the death of a mine worker. WA Police say Mark Quinn, 32, an employee of mining contractor MacMahon’s, working about 900 metres underground, was killed in an explosion.

The cause of the explosion is not yet known. Department of Community and Employment Protection investigators have travelled to the site from Kalgoorlie to conduct an inquiry.

Global resources giant BHP Billiton Ltd./Plc, says employees are being briefed and counselled over the incident. The mine will remain closed until the investigation is complete. Police will prepare a report for the coroner.

According to media reports, no-one else was injured in the explosion – the cause of which is not yet known. The accident comes almost two years after a BHP Billiton worker died in a gas explosion at the Boodarie iron plant in Port Hedland, WA. The plant was then abandoned after the incident in May 2004.

In April 2004, a man was killed at BHP Billiton’s Nelson Point facility, also at Port Hedland in WA. In May 2000 a truck driver was killed at a BHP Pilbara iron ore operation in WA. BHP Billiton employ some 37,000 people at over 100 operations in 25 countries.

Coal mines in the United States’ West Virginia district were also suspended earlier this week, due to increased amounts of miners’ deaths.

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August

15

Category:Health

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Category:Health
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This is the category for Health.

Refresh this list to see the latest articles.

  • 11 August 2021: 4 local government areas in New South Wales, Australia locked down after COVID-19 case
  • 11 August 2021: Wikinews interviews Professor Gigi Foster about pandemic control in Australia
  • 11 August 2021: Australia: AstraZeneca vaccine access expanded by Victorian government
  • 1 August 2021: Australia: Victorian lockdown lifted
  • 25 July 2021: Australia: Wikinews interviews Reg Kidd, mayor of the City of Orange, about COVID-19 lockdown and local government
  • 24 July 2021: According to recent study, deaths in India number roughly 4 million during COVID-19 pandemic
  • 23 July 2021: South Australia enters week-long lockdown to contain COVID-19 Delta variant spread
  • 21 July 2021: Three rural councils in New South Wales, Australia enter 7-day lockdown
  • 21 July 2021: Australia: Victoria lockdown extended by a week with 85 active cases recorded
  • 10 July 2021: Australia: Andrea Wildin, Greens candidate in Stretton state by-election, discusses political issues with Wikinews
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August

15

Selling A House In Less Time Will Be Easy With The Real Estate Companies

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Submitted by: Burton Carys

Buying and selling of a property can take a lot of time. The reputed real estate companies make the process of selling a house easier and less time consuming.

With the increase in population and the number of homes, many real estate agents have come up as brokers to offer buying and selling services to the customers. However, if you are tired of waiting for an appropriate response from the real estate agents, it is time that you switch to real estate companies. Real estate companies offer a wide range of buying and selling options without charging any commissions from you. They have their own chain of real estate investors and can help you in selling a house in a time as less as 7 days. So, if you want to avoid the hassle of a usual procedure of selling a home, you can get in touch of these companies.

[youtube]http://www.youtube.com/watch?v=4HWcViTXdYc[/youtube]

In the State of Connecticut, if you want the sell your house, it is very easy. These real estate companies can buy your house, no matter in which condition it is, or in which location it is situated. Thus, you can sell your home without undergoing the hassle of repair work. You just need to fill up a form and you will get a call within one or two days to help you in selling a house Connecticut. These companies have provides real estate solutions to many homeowners. They buy homes at any condition, in any location, easily and quickly. The best thing is that they help you to get profit from your home selling transactions because they sell your house instantly in the market value itself.

The reputed real estate companies do not charge any commissions for buying and selling a house. With the help of a chain of investors, these companies can make an offer price of your property in one week time or even less. They have dedicated and committed customer service team to assist with any kind of problem all throughout the day. They also offer to work with the banks for providing you with a short sale. They do not charge any commissions for the buying and selling of homes. The best part about these real estate companies is you can easily sell your home in a time as less as one week. You can get a call in less than 24 hours with a fair and firm offer.

However, if you are searching for an appropriate price for selling a house Connecticut, these real estate companies are the best option for you. They offer you the price in accordance with the market value of your home. These companies are trustworthy and can sell your house regardless of its condition and location. If you browse through the pages in the internet you will find a number of websites of the real estate companies offering you solutions for buying and selling properties. It is up to you to choose the most suitable company for you. Make sure that you select a company which is well experienced and has good track records.

About the Author: Selling a house will no more a time consuming task. If you want a hassle free and reliable solution for selling a house Connecticut, log on to the website

connecticutwebuyhouses.com

.

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August

14

NFL star Michael Vick indicted for running dog fighting operation

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NFL star Michael Vick indicted for running dog fighting operation
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Friday, July 20, 2007

Atlanta Falcons quarterback Michael Vick and three other men were indicted on Tuesday by a federal grand jury on charges of conspiracy related to a dog fighting operation. The charges included buying, breeding and training pit bull dogs, transporting the dogs across state lines to illegally participate in fights, and gambling on the fights.

The indictments stemmed from a search of Vick’s Smithfield, Virginia home in April, in which 54 pit bulls were removed, along with equipment used in dog fighting.

The indictment said that Vick had bought the property in Smithfield for US$34,000 to run the dog fighting under the name “Bad Newz Kennels” with two other people named in the indictment. Purnell Peace, Quanis Phillips, and Tony Taylor were all named in the indictment along with Vick.

The indictment stated that Vick took part in the killing of eight dogs that didn’t pass test fights, called “rolling”. The pit bulls were allegedly killed by hanging, drowning and slamming at least one dog onto the ground.

If convicted of both portions of the conspiracy charge, Vick could face six years in prison and a $350,000 fine. His property, located in Surry County, would be subject to forfeiture under U.S. laws dealing with illegal activities that are carried out at an interstate level. The indictment alleges that the dog fighting operation, involving American Pit Bull Terriers, spilled over into Alabama, North Carolina and New York.

Vick has a court date on July 26 for a bond hearing and to hear the charges. Vick has said that he had a kennel operation on the property, but had no involvement or knowledge of a dog fighting ring.

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