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Paint your home to get help on your home loan payments

by

Jessica Bennet

If you are finding it extremely difficult to make payments on your home loan regularly and the lenders are threatening to foreclose your property, then you should paint your house immediately. You may think that how painting your home can help you in mortgage payments and protect your house from foreclosure? Rather it is likely to increase your expenses which you can’t possible afford at present. But the truth is, painting your house will not only give it a fresh look but also can help you pay back your lenders. Read along to know how painting your house can help you get mortgage help.

Paint your home and pay back your lenders A leading advertising firm has come up with a unique and exciting offer for the homeowners. The company is offering to pay the mortgages of the homeowners in return of painting their houses. The company will paint the outside portion of the homeowners’ houses with several advertisements. This basically implies that after the painting is finished, the house will just look like a billboard, featuring various advertisements. This special offer is only available to the homeowners though. The house to be painted should not be rented or leased. Another rule is that, the homeowner can’t remove the painting from the house for minimum 3 months. After 3 months, the homeowner can request the firm to turn the house to its original color. If the homeowner is interested, then this unique offer can be stretched to 1year also. The company will make the monthly mortgage payments on behalf of the homeowner till the advertisements are displayed on the house. It does no, this kind of an offer is undoubtedly good news for the struggling homeowners. The advertising company has refused to work with the homeowners in those localities where it is illegal to paint the houses like a billboard. A senior member of the company has reportedly said that the company will not do anything which violates the laws. They will agree to paint the houses fulfilling all the criteria. He also added that the company is hopeful of getting positive response from the homeowners. Last but not the least, several distressed homeowners participating in a renowned mortgage community

have expressed their happiness on hearing this particular news. At present, they are more concerned about saving their cherished houses from possible foreclosures than the appearance of the homes. After all, this kind of an offer does not come often.

Jessica Bennet with her vast experience in the mortgage industry has been associated with the MortgageFit Community as a Mentor. Not only does she participate in the community forums to give her suggestions, but also makes her contributions through different articles on mortgage.

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ArticleRich.com

Family Holiday Insurance: How The Medico-Legal Culture Factors In

by

Patrick D Chong

There’s a good reason family holiday insurance packages come highly recommended: they give you peace of mind and that can’t be overestimated. The problem, however, is that many people take the risk of going abroad uninsured, banking on the fact that nothing bad will happen to them during their trip.

Yet the spectre of illness, misadventure or even natural disaster is one that cannot simply be wished away especially when you factor in how different cultures take different approaches to medical treatment.

Multi-Stage vs Definitive Diagnosis

Lets take, for example, the different approaches the UK and the US have when it comes to diagnosing diseases. In the UK, doctors tend to take a low-key approach to illness. This multi-stage approach starts off with the doctor making a quick assessment of the patient. If nothing serious is spotted, the doctor gives an initial prescription while adopting a wait-and-see approach reserving advanced procedures only when the initial treatment does not work. This approach is encouraged among doctors in order to minimise costs and conserve resources.

If you are holidaying in the US and someone in your family gets sick while on the trip, doctors will seek a definitive diagnosis the very first time you come to them with a problem. This often means a barrage of tests to determine with certainty the cause of whatever is ailing you. You will often get your answers right away, but this can get very expensive if you dont have family holiday insurance to cover the expenses. US doctors take this approach not only because they are paid for their services, but also because making a definitive diagnosis shields them from the inevitable lawsuit they would encounter should they misdiagnose a patient.

So what does all this really mean? Simple: if you ever find yourself in a culture that places greater emphasis on definitive diagnosis, you will most likely end up unprepared for the financial setbacks of doing so.

Opt-In vs. Compulsory Treatment

Another major risk you face if you travel without family holiday insurance is finding yourself in a situation where medical treatment cannot be avoided. If you’re lucky, you could opt out of treatment and wait until you get back to the UK, where the NHS will cover a large part of the resulting medical expenses. If you are unlucky, however, you could find yourself (or a member of your family) forced to undertake treatment on the spot something that will cost a lot of money without the proper insurance.

This is why insurance premiums for some countries cost a lot more than other countries, especially in the US. Its citizens are expected to choose their own health care providers, unlike many countries in Europe where citizens pay higher taxes in exchange for subsidised medical care. Not only that, but the treatment procedures are exhaustive, sometimes to the point where they can be considered excessive resulting in significantly higher medical fees.

It is for this reason that family holiday insurance comes highly recommended when travelling to any country. The amount of money saved on the diagnosis alone makes such insurance a worthy investment and thats not even counting the treatment itself, should it come to that.

Patrick Chong is the Managing Director of InsureMore. We provide low cost travel insurance and offer a range of policies including

family holiday insurance

, annual, multi-trip and single-trip insurance. For all your travel cover needs, InsureMore can help you in the quickest and most cost-efficient way.

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Family Holiday Insurance: How The Medico-Legal Culture Factors In}